Local: 860.621.8983
Toll-Free: 800.942.0065
Fax: 860.621.8943
2123 Meriden Waterbury Turnpike
Southington, CT 06479

For GPS, use Plantsville, CT. 

Monday-Thursday 9:00-5:30
Friday 9:00-5:00
Saturday 9:00-4:00

Financing is Easy at Hemlock Hill RV

Want to get started with your Financing Application?  Perfect! 

Click Here to Submit your Information Today!

Why Finance Your RV?

Whenyou finance your purchase instead of liquidating assets or paying cash,you maintain your personal financial flexibility. Plus, your RV mayqualify for some of the same tax benefits as a second home mortgage. Ofcourse, check with your tax advisor, but basically to qualify for thesebenefits, such as the deductibility of interest on the loan, the RVmust be used as security for the loan along with providing basic
livingaccommodations such as a sleeping area, bathroom and cookingfacilities. Remember, the RV is considered a qualified second residenceas long as you designate it for each tax year.

What Are the Advantages of Financing Through a RV Lending Specialist?

Downpayments are lower - Although final terms are determined based on yourcredit profile and the age, type and cost of the RV being purchased,financing through RV lenders usually requires down payments in the 10%range.

Finance terms are longer / Monthly payments are lower -Because RV finance specialists know that RVs maintain their value andresale appeal, they tend to offer more attractive terms. In fact, it'snot uncommon to find 15-20 year repayment schedules to help you affordthe RV of your dreams.

How Does RV Financing Compare With Other Payment Options?

Borrowingagainst an owned home is not an option unless the money is useddirectly for that home. Home mortgage interest deduction is restrictedto interest paid on mortgage debt used to purchase or improve aresidence, or to refinance the remaining balance on a purchase orimprovement. The purchase of an RV, therefore, does not qualify forthis deduction. Home equity loans limit the amount of interest that isdeductible, if your RV loan balance exceeds $100,000. Home mortgageinterest deduction is limited to interest paid on home equity loans upto $100,000.

The Last Word on RV Financing

YourRV might actually cost you less in the end if you finance yourpurchase. By not tapping into your financial assets to purchase the RV,you can take advantage of attractive new investment opportunities thatmight come along and the earnings from those investments canpotentially exceed the cost of your RV financing. The bottom line isthat if you are thinking of buying an RV, you should check financingoptions to maximize your purchase enjoyment. You'll be on the roadenjoying your new RV before you know it!

Information provided by GoRVing.com 

Email Us


What Our Customers Say

Tom Brien from Wallingford CT

Hello Joe,
Just a quick note to say thankyou!

We are very pleased with our new trailer. It is fantastic. We just finished our first camping trip and the family loved it.

Many thanks to you and those of whom helped us. We got the trailer in time for opening day. The purchase and delivery exceeded our expectations. Delivery went smoothly. The check out prior to delivery was great. Your staff answered all our questions and pointed out all the features of the trailer.

Tom Brien

Type your address below

Our Location

Question? - We'll Text Message You!