Local: 860.621.8983
Toll-Free: 800.942.0065
Fax: 860.621.8943
2123 Meriden Waterbury Turnpike
Southington, CT 06479

For GPS, use Plantsville, CT. 

Monday-Thursday 9:00-5:30
Friday 9:00-5:00
Saturday 9:00-4:00

Financing is Easy at Hemlock Hill RV

Want to get started with your Financing Application?  Perfect! 

Click Here to Submit your Information Today!

Why Finance Your RV?

Whenyou finance your purchase instead of liquidating assets or paying cash,you maintain your personal financial flexibility. Plus, your RV mayqualify for some of the same tax benefits as a second home mortgage. Ofcourse, check with your tax advisor, but basically to qualify for thesebenefits, such as the deductibility of interest on the loan, the RVmust be used as security for the loan along with providing basic
livingaccommodations such as a sleeping area, bathroom and cookingfacilities. Remember, the RV is considered a qualified second residenceas long as you designate it for each tax year.

What Are the Advantages of Financing Through a RV Lending Specialist?

Downpayments are lower - Although final terms are determined based on yourcredit profile and the age, type and cost of the RV being purchased,financing through RV lenders usually requires down payments in the 10%range.

Finance terms are longer / Monthly payments are lower -Because RV finance specialists know that RVs maintain their value andresale appeal, they tend to offer more attractive terms. In fact, it'snot uncommon to find 15-20 year repayment schedules to help you affordthe RV of your dreams.

How Does RV Financing Compare With Other Payment Options?

Borrowingagainst an owned home is not an option unless the money is useddirectly for that home. Home mortgage interest deduction is restrictedto interest paid on mortgage debt used to purchase or improve aresidence, or to refinance the remaining balance on a purchase orimprovement. The purchase of an RV, therefore, does not qualify forthis deduction. Home equity loans limit the amount of interest that isdeductible, if your RV loan balance exceeds $100,000. Home mortgageinterest deduction is limited to interest paid on home equity loans upto $100,000.

The Last Word on RV Financing

YourRV might actually cost you less in the end if you finance yourpurchase. By not tapping into your financial assets to purchase the RV,you can take advantage of attractive new investment opportunities thatmight come along and the earnings from those investments canpotentially exceed the cost of your RV financing. The bottom line isthat if you are thinking of buying an RV, you should check financingoptions to maximize your purchase enjoyment. You'll be on the roadenjoying your new RV before you know it!

Information provided by GoRVing.com 

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What Our Customers Say

John Giaimo from Wallingford CT


I wanted to thank you for the help with the service issue I had today, and apologize for bothering you while on vacation. Although the issue was not one that I needed resolved immediately, the thing that was bothering me was after having such a good experience with the sales department, and the delivery of our new trailer, I didn't feel that I should be treated the way I was due to it being close to closing time, or that I was on the phone and not in the store, but to get even more grief from Sandy and I quote " I shouldn't have called you because your mother had just passed and you were on vacation" just amazed me, Joe I can be very easy going, if she had just picked her words better, and not kept me on hold the problem could have waited, it wasn't that important. That said I appreciated the response you gave me, even though you were on vacation, and at the end of the day after all the calls, it all worked out fine, and the service department including Sandy came threw, and I appreciate the extra effort that was put in to make thing's right.

The overall experience of purchasing our cougar fifth wheel from hemlock hill has been great, from Dave helping us threw the process of finding the trailer that fits our needs, you Joe for helping put the deal together with such a difficult trade in, Chris the master of financing, the great job that was done on the installation of the fifth wheel hitch in my truck, and the prep of the trailer, not to mention the walk threw that was full of great tips and good information about the trailer and towing it. As you know I was referred to you by our friend's Rich and Jackie Frigon, I now can see first hand why he believes hemlock hill's staff to be one of the best, and that said I feel comfortable referring other friends to you also, please let me take this time to thank you and all the staff of hemlock hill for a job well done, and we look forward to doing business with you in the future.

Thank you,

James R Giaimo

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